Individuals, institutions, and protocols can use C.R.E.A.M Finance to obtain financial services since it is a decentralized DeFi lending protocol. C.R.E.A.M. Finance is a permissionless, open source, and blockchain agnostic protocol that serves users on Ethereum, Binance Smart Chain Polygon, and Fantom as part of the yearn.finance ecosystem.C.R.E.A.M. Finance uses automated market making (AMM) to assist provide liquidity to critical DeFi assets, allowing users to borrow and lend supported assets while also earning liquidity mining incentives in the form of its CREAM token by delivering any supported asset as collateral. It earns swap, loan, and borrowing fees from users in exchange.The website seeks to publish and promote key DeFi tokens, such as the most popular stablecoins (USDT, USDC, BUSD, yCRV, and so on), governance tokens (COMP, BAL, YFI, LEND, CRV, CREAM, and so on), and other popular cryptocurrencies like ETH, renBTC, and LINK.