Stellar is a peer-to-peer digital currency network that was founded in 2015. The network's goal is to make sending various kinds of currencies throughout the world easier and faster for users. It can also provide banking services and?liquidity to those who do not have access to traditional banks.Lumens, or XLM for short, are the cryptocurrency tokens used by Stellar. Despite the fact that Stellar and XLM reside in the same system, they are completely different things. The blockchain network's foundation is Stellar, and Lumens are the network's currency. There are currently 50 billion Lumens in circulation, according to Stellar's website.?It's worth mentioning that Stellar was built on the Ripple Labs protocol at its inception.