TIDAL is a Polkadot-based insurance market that lets users to construct personalized insurance pools for one or more assets, similar to Balancer. The maximizing of capital efficiency attracts LPs, while the delivery of a competitive insurance premium draws buyers, by compensating pool producers with a percentage of the return on their deposits.Tidal Finance is the world's first flexible DeFi insurance marketplace and platform, with the highest APYs and gas-free transactions. Companies can change their premiums on a weekly basis depending on changing TVLs according to the flexible insurance concept (Total Value Locked).