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Universal Market Access, or UMA for short, is a system for creating synthetic assets based on the Ethereum blockchain. In December of 2018, UMA was introduced.Universal Market Access' fundamental premise is mirrored in its name: it aims to democratize and decentralize the financial derivatives market by developing a protocol for the production of synthetic assets and financial contracts on the blockchain.Synthetic assets are a type of asset that has the same value as different underlying assets. UMA allows users to design and implement self-executing, self-enforcing financial contracts that are secured by economic incentives, and then run them on the Ethereum blockchain.